Tips and Tricks to Build a Website Fast 2022

Hi everybody. in this article I share how we can build a website quickly. Oh yes, I share this article for friends who are just learning the website or who just want to get their website online. not for the masters or the temperature that is already good hehehe...

Here I share some tips according to my experience. maybe everyone has their own way

• Determine the Type of Website

Lots of questions are often asked to me. bro, how do you make a website? when I asked what kind of website do you want to make? they even confuse themselves.

So here it is important for us to determine what website to create. whether it's an online shop, company profile, service website, blog, portfolio, marketplace and others

so just first determine the website you want to create. the easiest way is with what we want to make. For example, if we have a product, maybe we can create an Online Store Website and others.

• Define Website System

Next you have to determine what the website system is like? whether static or dynamic. then if you create an online shop what about the payment system? realizzazione siti web whether manual or automatic, what about the delivery system and others

If you use wordpress you can use a payment gateway so that the system checks automatically when someone buys your product. and other things you should think about too

• Determine the platform you want to use

This comes back with the skills or abilities that you have if you can code, yes you can use your skills to create a website from scratch. but if you can't code then you can use one of the popular CMS today, namely WordPress or other CMS.

• Create Design

This is sometimes the longest obstacle in making a website if you don't have a pre-made design or at least you have a scribble to describe what the layout of the website will look like.

for website references, you can check pinterest, dribble, envanto, theme forest and others. later you just have to observe, imitate an modification of a suitable design

• Choose Hosting and Domain

The next step is to determine where you want to use the hosting service. so this hosting is a place to store all our website data and also online it so that it can be accessed by many people.

For hosting that I recommend, you can check here . This is the hosting I've used and there's also the one I'm currently using

• Implement Design

The last step is to implement the design or start to implement the design ideas that have been made. if you use coding then start coding. if you use wordpress then immediately install wordpress and design it

Chinese New Year Snacks from Wang Lai Bakery

Well, it's Chinese supplementary Year (CNY), which will occur upon 1 and 2 February 2022! That's less than a month away, and many of us would probably be shopping to the front for CNY snacks, either for personal consumption or for gifting to family, family and friends.

This year, my family's CNY snacks are from Wang Lai Bakery, an online CNY Goodies Sinapore deposit selling Pineapple Tarts, love Letters and a wide array of snacks. Wang Lai Bakery review

9 bottles of CNY snacks might see past an overkill for my family, but not to worry. previously my parents' home is the default residence for visiting, I'm definite these snacks would be wiped stirring in no time by my brothers-in-law, siblings, their kids, lengthy intimates and friends. Besides, I'm sharing some of them later my in-laws as well!

Established in 1968, Wang Lai Bakery started off as a deflate little booth in Chinatown.

Their CNY goodies are homemade and handmade mostly from scratch, using without help premium ingredients. Their established recipes were passed the length of from 4 generations, and tweaked accordingly to supplement their products for the consumers of today. As the Bakery does not addition build their products, orders are limited all year for that reason you've got to grab them while stocks last!

Let me begin off bearing in mind their well-loved Pineapple Tarts, which have been widely publicized on their website and social media.

We went for their customary Melt In Your Mouth Pineapple Tarts, which were absolutely delicious. As tempted as I was, I had to stop myself from going for second helpings as a result that I could keep the land for my family. Sharing is caring!

If you're in the works for it, they have some lovely exotic flavours, such as Cheese Pineapple Tarts, and Cranberry Pineapple Tarts too.

Love Letters are a must-buy for my parents, and Wang Lai Bakery has a broad variety of them. In fact, I was horror-struck that love Letters could come in therefore many swing forms and flavours.

We picked a mix of love Letter Rolls and fan-shaped love Letters. There was the Premium Pandan adore Letter Rolls which was the closest to what my parents would typically buy every year. The Premium Spicy Chicken Floss love Letter Rolls was fixed later than my sister in mind because she loves chicken floss-flavoured food, so this would be an fascinating treat for her.

I as well as prearranged the Premium Chocolate and Peanut Butter love Letters which turned out to be a extraordinary choice. Everyone loved the Chocolate love Letters suitably much, more suitably than the Peanut Butter adore Letters, that I have special requests from my associates members to assist them purchase more. 

We were enormously spoilt for choice, but to help us past our selection, we went for snacks that we have never or hardly eaten before. Our eventual picks were Premium Lotus Root Chips, Premium Arrow Head Chips, Premium Korean Sesame Fried Seaweed, Premium Salted Egg Fried Beancurd Cracker and Nutella Tarts.

Some of the snacks above were picked specially for my in-laws, even though some of them were my personal craves. The intimates done half of the Lotus Root Chips in one sitting; though I got to satisfy my curiosity for Nutella Tarts. The latter was an interesting interest of lovable and savoury, and my niece Astrid loved them tremendously.

Interested to acquire your CNY snacks delivered to your door?

Due to popular demand, Wang Lai Bakery has elongated their storewide 30% discount to 10 January 2022.

You may order your CNY snacks from Wang Lai Bakery website and enjoy clear delivery for any orders above $100. You may along with self-collect at 20 Sin Ming Lane, Midview City, #03-58, Singapore 573968.

Tips for Choosing Professional Application Development Services in 2022

Recently, the need for software or application solutions for companies, especially from application development service providers, has increased. However, building quality apps takes a lot of time & effort. Of course, it costs a lot to develop it.

The era of technology always offers convenience, companies do not need to develop their own applications, application development service providers are the most appropriate alternative solutions. Every year big investments are made just to get quality applications for companies, so that they can have a significant business growth impact, for example Tokopedia, Shopee, tiket.com, mamikos, Google, twitter and many other large IT companies that already use applications to increase the scale of their business.  

Effective applications play a key role in the business success of any company and therefore it is important for owners to choose professional application development services in 2022.

How to Choose the Best Application Development Services

Let's explore some of the key factors singapore best app developer that can help identify an IT company that is capable enough to deliver custom applications that can help your business in its exponential growth process. The following are considerations to keep in mind before hiring an application development service :

1. Make sure the idea is safe

Kebocoran ide dan konsep aplikasi adalah ancaman terbesar bagi perusahaan dan pengusaha saat ini. Banyak replika aplikasi berkualitas buruk yang tersedia di Play Store maupun Apps Store sebelum aplikasi yang asli ter-upload. Hal ini dilakukan pengembang abal abal dengan sistem keamanan yang buruk untuk menyediakan layanan serupa dan beranggapan akan menemukan kesuksesan lebih dulu.

Therefore, companies and entrepreneurs must ensure that the application development services they choose for the design and development of their enterprise applications must follow several strict security measures. The idea and concept of an app must remain secret before it finally reaches the app store. Application development service providers with high credibility must be ready to enter into confidentiality agreements to ensure the security of application concepts and ideas from their clients.

2. Make sure the company 's track record is very clear

The first thing you should do is make sure the track record of the company is as clear as possible, you can see about the company, their history and portfolio. A quality application development service provider must list all the information their prospective clients need on the company's website . 

To get more detailed information, you can view service details, you can assess whether the application development service provider has an in-depth problem analysis, what solutions they offer for a particular problem, or just developing features. From the case study shown, is there a solution that appeals to you? Or maybe there is a project similar to your problem?. If you feel confident, you can directly contact the service provider for a more specific discussion.

3. Ensure the Project Flow Offered according to Your Needs

After you feel that your portfolio and services match, you should check the project flow of the application development service . When looking at the project flow make sure it fits your needs, selecting the right project flow can help you shorten application development time. From there, you can find out how the process of an application development service company develops a product. 

Problems arise, if the flow of the web application creation service is different from the flow of your team. However, it's not a big problem, because professional application development service providers usually have a flexible system. They will follow your requests, conditions and needs.

4. See the opinions of clients who have collaborated

Finally, you also need to check the reviews of the application development services you want. Professional application development services will include client testimonials on their official website, which is a testament to the credibility they have achieved today. From these testimonials and reviews you can find out the quality of the service for making your target  application .

By looking at testimonials from clients, you can find out the pros and cons of the company. In short, the only way to analyze the quality of service offered by a trusted application development service is through feedback from its clients. 

5. Cheap price does not mean the best

Maybe most of our Clients want low prices and many developers can provide them easily, but never be tempted by the low prices they offer. The quality of the application is usually directly proportional to the amount of its cost. Not everything cheap can give you a good impact , although that is one of the benefits you get.

So, your foresight in choosing an application development service is the main factor to get optimal results. Don't just look at the low cost but the results are not satisfactory. It is better if the price is "a bit" expensive but the application can be used optimally for a longer period of time. For your information, maintenance of application crashes also costs a lot, it could even be greater than the development costs you paid at the beginning. So you have to really pay attention to the price offered by the developer.

6. Check the authenticity of the Portfolio

You can easily check the authenticity of the portfolio from your target application creation service company by checking the case study of the developed application. In addition, you can also see in the Apps Store or Play Store which applications are developed, whether they are appropriate or not. It's even better if you can directly contact the Client and ask directly about the portfolio that you want to know. Be a savvy Client so you don't waste your budget on developing problematic apps. You have to pay more attention to every detail of your portfolio before using an application development service .

Tips for Choosing a Java Programming Course

In this modern era, where almost all activities depend on the use of computers and smartphones , learning the Java programming language is important. Especially, for those of you who want a career as a programmer or software developer.

You need to know, Java programs play an important role in running an application. So, where can you find the best Java programming courses ?

Choosing the Best Course Place to Learn Java Programming

It's very easy to find a place for coding courses for Java, Python or Android, and there are so many choices. Almost in many big cities there are IT courses. However, you may be wondering, are any of these courses reliable? Remember, comptia a+ course london not all tutoring places accept Java programming courses for beginners.

So that you are not fooled by fake course sites, let's first identify the characteristics of the best Java programming courses!

Widely Known as the Best Java Course Place

The hallmark of the best place for learning Java programming is that it is widely known by the public. No exception, the surrounding community. Not only widely known, but also has a reputation for a good teaching system. 

In addition, make sure the course site has a distance learning system or online course so that the learning process does not stop just because it is hindered by distance and time or the busyness of daily life.

Have Many Competent Graduates

Having many graduates who are competent and ready to work can also be a feature of good tutoring. You can see or trace the evidence through the many graduates who have succeeded in the field of Java programming that have been undertaken and have worked in fields according to their skills .

Provide Easy-to-Understand Material

In Java programming courses for beginners, of course you need a tutor who can provide material that is easy to understand. For example, the discussion about the Java Fundamental language. Make sure this course has a definite schedule or learning schedule.

Usually, prospective course participants can get a scheme or plan of any material that will be given from the beginning of teaching. Some of them are even shown during registration. This will make it easier for you to get an idea of ​​how dense and effective the material will be.

In addition, if learning is done online , you must also pay attention to tips on learning programming online so that the material is still absorbed properly.

Places for courses that prioritize practice over theory

When taking courses or training, some materials generally require more practice than theory. Especially in technical terms, such as Java programming. Programming practice is prioritized compared to just focusing on providing material.

Practice will make course participants understand more quickly and be able to find new problems in the learning process, as well as get solutions. The ratio between practice and theory is usually around 80:20 or 80 percent practice, 20 percent theory. 

Java Programming Learning Materials

The material that is generally studied when a Java programming course starts with fundamental things or terms . Then continue to practice how to code (programming) in Java. The materials that are usually given include:

• Java basic , in the form of an explanation of the basic language, fundamental Java programming language , basic structures, data types, strings , and operators. Not only that, this Java programming course also introduces branching, looping, arrays, and input output functions .
• Object oriented programming, meliputi class dan object, member, methods, access modifier, interface, inheritance, danjuga encapsulation.
• Common classes are classes or sections that are usually used in program development, including collection, generic, exception, date time, input output and casting .
• Case studies, including a case study in making a particular program by calculating the temperature of the water, flat shapes, to vowels and consonants.

That's only a small part of what is usually learned in a Java programming course. But to be clear, it's a good idea to try to take one of these courses. 

Choose a course that allows you to study anytime and from anywhere, for example taking a free online course or an online course on Java programming.

Learn Python For Beginners

Python is one of the most popular programming languages ​​today. The language is also easy to understand. Therefore, it is suitable for beginners if you want to learn Python.

In addition, many large companies use Python. Of course as one of their programming languages. Some of them are Google search engine, Dropbox app, Instagram, Spotify, and Netflix. 

If you also want to learn Python, it's a good idea to first know what Python is. After that, you need to know how to use it.

You don't have to worry. This article will help you to know about Python basics.

Let's learn through the following points.

1. What is Python?
2. Why Should You Learn Python?
3. How to Download Python
4. Python Elements
5. Python App

1. What is Python?

(Source: Flaticon)

Python is a high-level programming language. This language can be used for various purposes and various systems.

Python was created by Guido van Rossum in 1989. However, this programming language was only released two years later. Precisely in 1991. 

Currently, Python has two of the most popular versions. There are versions of Python 2 and Python 3. However, the third version is used more often. The reason is because Python 2 is no longer used in the technology industry.

2. Why Should You Learn Python?

After getting to know what Python is, python course london you also need to know some reasons to start learning Python.

As a popular programming language, Python has many advantages.

Some of them are as follows.

(Photo by Hitesh Choudhary on Unsplash)

Simple Programming Language

Included as a programming language for beginners, Python has a fairly simple syntax. Besides being easy to learn, Python is also easy to use and implement. 

With an uncomplicated syntax, Python is easy to write. Its execution is also faster than other programming languages. It is indeed the goal of the author so that Python code can be read and understood easily, both by beginners and experts .

Portable and Flexible

Python codes are flexible and can be used for multiple platforms. If you write Python code for Windows systems, you can still use it on Linux and iOS systems. Vice versa. This of course saves time. You no longer need to rewrite the codes for different operating systems.

Comes with Python Library

One of the features contained in Python is the Python library . This library has a wide and varied collection. With this feature, writing Python code becomes much easier. 

When you download Python, the features of this library will be automatically downloaded. So you don't need to download it separately. This library can be used to process data, manipulate images, email, CGI, and much more.

3. Learn Python: How To Download

Python is an open-source programming language . This makes it easy for anyone who wants to learn Python to easily download the programming language.

This programming language can be used in various operating systems, namely Windows, Linux, Mac OS X, and so on. What's more, Python is usually automatically downloaded if you are using a Linux operating system. In fact, some Windows operating systems on HP devices also have Python in them.

To download Python, you can visit the official website . In addition, you can also choose what version of Python you want. For example, as shown below.

4. Learn Python: The Basic Elements

Once you've successfully downloaded Python, you'll most likely be immediately interested in using it.

However, it is good if you know more about Python.

Here are a few of the many elements you need to learn before learning to use Python. 

(Photo by RoonZ.nl on Unsplash)

Syntax

Syntax in Python refers to the structure of the programming language that shows how Python will be written and interpreted. The structure is designed similar to English. Therefore, Python is easy to read, understand, and use. 

To execute Python Syntax, you can write in Command Line directly. Examples are as follows. 

>>> print (“Hello, Everyone!”)

The above command will produce a text like the one below.

Hello, Everyone!

Indentations

An indentation is a space at the beginning of a line of code. In other programming languages, indentation is less important. This is in contrast to Python which places great importance on spaces at the beginning of lines. Here is an example of writing with the correct indent.

if 9 > 3:
   print("Nine is greater than three!")

If you're writing in Python, make sure you always add a space at the beginning of the line. If not added, the system will notify you that something is wrong. Python will also give an error warning so that you immediately justify the command. Below is an example of unindented writing which is not supported by Python.

if 9 > 3:
print("Nine is greater than three!")

Comments

The comments element in Python is indicated by a hash mark. For example, as shown below.

# This is a comment section.

The above comments will be ignored by the interpreter or by the computer. Therefore, this element will be very useful for programmers . Its purpose is to provide an explanation of a code. So, anyone who collaborates or wants to modify the code will know the meaning of the code that has been written. 

If you write a comment at the beginning or at the end of the code, only the code will be executed. An example of writing like this:

# This is a comment section.
print(“See you!”)

A command like the one above will produce the following text: 

See you!

Variables

Variables in Python are elements that refer to memory stores. Here, variables can be letters, numbers, integers, or decimals. However, if you want to write a variable, you must start with a letter or underscore . You cannot start with a number. 

Here is an example of writing variables correctly.

name = “Ariana”
age = 27

After you have written the variables above, you can start writing the command code. Examples like this:

print(name)
print(age)

The command you wrote above will give the following result:

Ariana
27

5. Learn Python: Application Development

If you already understand some of the elements of Python above, you can start using the programming language.

So that the Python learning process continues to grow, you can consider creating or developing Python-based applications.

Here are a few of the many applications that the Python programming language can support.

(Photo by Markus Winkler on Unsplash)

Web Applications

Python is a programming language that supports web application development. This is because Python has libraries that provide internet protocols such as HTTP, JSON, HTML, and many more. 

Apart from that, Python also has several frameworks . Examples such as Django and Pyramid are used for heavy applications. Django itself is already used by the Instagram application.

Software Development

In software development or software development , Python can be used as a support language. The goal is to simplify the development process.

Business Apps

One example of a business application is E-Commerce . Unlike other applications, E-Commerce applications require a stable system and of course can bear heavy loads. 

With the Python programming language, E-Commerce applications can be developed properly. Python also provides a platform that can support the development of business applications, namely Tryton and Oodo.

Easy and Fast Ways to Learn English

 

1. Learn English by Watching Movies Without Subtitles

Good, now you can take advantage of your hobby of watching movies, while learning and honing your English skills.

If you usually always use subtitles to better understand the conversations of the characters, why not try turning off the subtitles and digesting what they are talking about for yourself?

If you find it difficult, try watching the film first using subtitles .

After knowing this and the storyline, watch it again a second time without subtitles .

2. Make a Dictionary Contains Vocabulary

If there are words in English that you don't understand, make your own dictionary.

If necessary, write down the definition of the word in English as well so that your understanding will increase.

You can make the dictionary in your cellphone notes or in your notebook so it's easy to carry everywhere.

3. Listening to English Songs and Memorizing the Lyrics

“Don’t want to close my eyes. I don’t want to fall asleep ’cause I’d miss you baby and I don’t want to miss a thing.”

Listen to English songs that you like.

Play repeatedly.

Memorize the lyrics.

After that, you can also write down words that you don't know the meaning of.

Then, you look for the meaning of each of those words.

This can be a way to increase your English vocabulary knowledge.

4. Diligently Talk to Strangers

Invite family, friends, co-workers, or anyone to speak English in everyday life.

This is one of the tips to learn English easily and quickly.

Remember, practice makes perfect,  aka you can master something if you practice diligently.

With constant practice, you will get used to optimizing this language.

Not only highlighting the speaking aspect , but also listening .

On the other hand, you can also try to chat using English.

You can start a conversation with "Hi, how are you?" then discuss about the things you like so that the conversation can flow more.

Or, posting a photo on social media with the caption in English can be very helpful too!

Don't be afraid to make mistakes, it's natural that you make lots of mistakes, especially grammar.

You can record the error, to be used as a record at a later date.

5. Self-Learning Through Videos on YouTube or Podcasts

In this sophisticated digital world, don't forget to use the internet.

Access various videos or podcasts that can help you deepen your foreign language skills.

On YouTube, you can learn about English through various video tutorials, such as Grammar, Vocabulary, Pronunciation, IELTS, TOEFL, and so on.

Best of all, these videos can be accessed for free!

Oh yes, playing games in English can also help you improve your foreign language skills, you know!

In this way too, you can learn English online.

6. Learn English by Reading Books or Writing

Reading books or writing reading classes singapore can be one of the tips to learn English easily and quickly.

Well, if you usually like to read books in Indonesian, try reading English books once in a while.

Like to write?

Come on, try writing in English, then ask your friends to check the grammar, writing structure, spelling, and so on.

Is something still wrong?

No problem, the name is still learning.

The important thing is that you already have self-confidence!

The simplest thing you can do is try to make a status/ update  on your personal social media account in English.

The more often you use English, the more familiar you will be with the sounds and meanings of the words.

You can also interact with your online friends  using English as a place to practice.

7. Add New Vocabulary Every Day

One of the important things when you want to learn a foreign language is vocabulary mastery. The more vocabulary you have, the easier it will be for you to pronounce sentences in English.

We highly recommend that you master at least 1 new vocabulary  every day.

You can take notes every time you get a new vocabulary, and try to make sentences from it.

8. Use English Learning Apps

One of the best ways to learn is to use existing tools that you already use every day.

Through a smartphone, you can also learn English, you know.

Just use various English learning applications in the application store on your smartphone, both free and paid.

That way, you can learn self-taught English more easily and quickly.

9. English Course

Have you implemented the methods above but are not fully confident?

Maybe taking an English course at a non-formal education institution is the right choice.

By taking courses, your schedule for studying will be more regular so that you can be more disciplined in gaining knowledge.

For those of you who are interested in learning English easily and quickly, there are two course institutions to choose from.

Lagu Nogizaka46 Favorit Terbaik

Curry Breadfruit, Amazing Vegetarian Curry Recipe

Breadfruit, a common vegetable in Udupi-Mangalore households can be a best temporary of potato. while breadfruit has gummy texture later than raw, it just melts in mouth in the same way as cooked. A big breadfruit tree in the backyard of my parents house has a large number of cute green colored breadfruits hanging at the achieve of our hands. These painful vegetables have been eyed by each and all one passing by the road. I am eagerly waiting for them to amass and get kindly cooked in to campaign fry or breadfruit bajji or breadfruit dosa or breadfruit curry.

A categorically simple and fast rice Sri Lankan Breadfruit curry side dish breadfruit curry cooked kindly by my mom had thriving color and melt in mouth taste. I just went on eating these skillfully cooked slices of breadfruit one after the additional which had absorbed all spice and salt. The single-handedly daunting task in breadfruit curry preparation is peeling, slicing and removing fibrous portion from it. in imitation of curtains it just takes few minutes to cook them. YES..breadfruit needs tiny grow old to be soft, if you overcook them the slices will be mushy and the breadfruit curry loses the taste and texture. open on the recipe..

Author: SumanaIngredients

Breadfruit- 1 Medium sized

Tamarind- Lemon sized

Jaggery- Lemon sized

Turmeric powder- 1/4 tsp

Salt- 2 tsp

Toor dal- 4 tsp

Fresh grated coconut- 1 cup

Udupi sambar powder- 4 tsp

Instructions Preparation

Peel off the breadfruit and separate the fibrous portion at the centre. then slice them in to half inch thick pieces. save them immersed in water to avoid discoloration.

Soak tamarind in half mug water for nearly 10 minutes extract it's juice and discard the residue.

Pressure cook toor dal afterward little water till soft.

Method

Heat a cooking pan/vessel tallying breadfruit slices and water to the immersing level. add turmeric powder, tamarind extract and jaggery. allow it chef in low fire till the breadfruit slices are soft.

Meanwhile add grated coconut and Udupi sambar powder in to a mixer jar. graze it in to fine glue add-on water as required.

Mix the dome coconut paste as soon as cooked breadfruit slices. add cooked toor dal and salt as well. manage to pay for a move around and bring it to boil.

Melt in mouth breadfruit curry is ready to trace in the manner of steamed rice.

Note

• Breadfruit needs no question less period to cook, therefore keep checking and complete not overcook the pieces.
• If you do not have Udupi sambar powder in stock, later forward Ash gourd coconut curry to make it instantly.
• You can skip adjunct cooked toor dal to the curry but accumulation it enhances the taste.
• Meet you all when one more fascinating recipe. Till then bye.

What is the best home loan in Singapore in 2022?

When it comes to buying your home, it goes without saying that we want to (and should) rack in as much savings as humanly possible and get the best home loan in Singapore. We are talking about something that takes 2-3 decades to pay off after all!  It is possibly the biggest purchase of our lifetime. Whether you are refinancing your home loan or taking a new loan, this guide provides you with the current best rates.

Resources on the best home loan topic typically withhold vital information (such as rates from 2nd year onwards or minimum loan amount etc), but not this guide. Here, we have gathered and analyzed over 100 mortgage loan packages across 16 banks in Singapore to help you find one that tailors to your situation best.

This article only has one aim: to equip you with the information you need to make an informed decision as a savvy consumer. If you would like to clarify your doubts with a professional mortgage advisor at any point, feel free to click on any of the buttons to fill in the form.List of all home loan packages in Singapore

The table below provides the raw data which includes all the housing loan interest rates in Singapore, updated almost real-time. You can click on the topmost row to sort it by interest rate, from the cheapest home loan to the most expensive one. However, as savvy consumers, we know that the cheapest may not be the best. Since you are here because you are looking for the best home loan in Singapore, we are not going to leave you at this. Scroll down further or refer to the table of contents above to help you navigate your way through. Each table provides Property Loan advisory Singapore the breakdown of the bits and pieces of each home loan package that you need to take note of. Remember to consider your own needs as you go along.

*Monthly instalment below based on $100,000 loan amount over 30 years loan tenor A major factor

A home loan is very different from the typical unsecured loans you see, such as personal or renovation loan where the calculation is based on a flat add-on method.

Instead of looking at interest rate first (like most people do), it will be wise to shift your attention to ‘rate type’ instead.

You wouldn’t look at airfares and exclaim, “Why is this business class ticket so much more expensive than this economy class ticket!?”, would you? You understand that business class is more premium and understandably commands a higher rate. Likewise, the type of home loan you are getting determines the interest rate you should expect.

Fixed-rate bank loan packages come with higher interest rates than floating rates packages. SIBOR, SOR and the other unfamiliar looking names all belong to the category of floating rates. In a nutshell, there are 2 main categories: fixed-rate and floating rates home loans.

Here, we zoom into the best rates for each of the different types of property and homeowners.Best Fixed-rate home loan for HDB

This table shows the best-fixed rates during the current period. In this category, the 5 banks that emerge as winners are Standard Chartered Bank, SBI, OCBC, HSBC, and Citibank.

Fixed rates home loan packages are popular because they provide the stability and security to hedge against other financial risks we may carry. The take-up rate is especially high during uncertain economic times. The security a fixed-rate mortgage offers is offset by the higher premiums it commands. Fixed rates are usually more expensive than floating rates by about 0.3% annual interest. For a loan of $500,000, this translates to approximately $1500 a year. Fixed rates mortgages have interest rates that can be fixed for a period of 1 to 5 years, though in recent years, 5-years fixed rates have become a rare sight.

2022 Construction Safety Tips

Let ConstructConnect allow you a few construction site safety tips for workers and employers.

For these safety tips, we focused on OSHAs summit 10 Most Frequently Cited Standards in Construction. For each tolerable cited we have a brief description of the agreeable or hazard along subsequently some general tips for workers to save in mind along similar to some of the requirements for employers to follow in order to have the funds for a secure sham atmosphere for their employees.Fall Protection1. Subpart M drop tutelage 1926.501 faithfulness to Have drop Protection.

Number of Citations Issued in FY2019: 7,085

Duty to have fall sponsorship is the most cited pleasing in the construction industry and is one of the leading causes of worker deaths in construction. Employers craving to do a enlarged job of assessing job sites and implementing drop support systems to protect workers.

Workers: Workers should acclimatize themselves taking into account all potential fall hazards on a job site. Never do something in an area where fall sponsorship systems have yet to be installed. Workers using personal drop arrest systems should inspect them before each use to ensure they are working properly and are pardon of damage. The lanyard or lifeline should be rude acceptable to prevent the worker from making entre a humiliate level in the matter of a fall. This means taking into account the length of the lanyard, length of in action elongation due to elastic stretch and the peak of the worker.

Employers: Employers are required to have the funds for drop guidance systems to guard their workers upon walking or involved surfaces bearing in mind unprotected edges or sides that are six feet above a degrade level. fall tutelage can attach guardrails, safety net systems and personal drop arrest systems. Guardrails are the only method approved that actually prevents falls from occurring. Safety nets and personal drop arrest systems prevent workers from falling a good distance.

Fall tutelage includes protecting workers from falling into holes such as elevator shafts and skylights as skillfully as excavations. Employers are moreover required to protect workers from falling objects by requiring hard hats be worn by workers and by installing toeboards, screens or guardrails, erecting canopies or barricading the place to keep workers out.

2. Subpart L Scaffolds 1926.451 General Requirements.

Number of Citations Issued in FY2019: 3,320

Approximately 65% of every construction workers function take steps on scaffolds. Employees temporary discharge duty upon and in this area scaffolding are exposed to falls, electrocutions and falling try hazards.

Workers: hard hats should be worn in the same way as on the go on, under, or in the region of a scaffold. Workers should also wear sturdy, non-skid pretend boots and use tool lanyards next committed upon scaffolds to prevent slips and falls and to guard workers below. Workers should never produce a result on scaffolding covered in ice, water, or mud. Workers are forbidden from using boxes, ladders, or supplementary objects to mass their effective pinnacle in the manner of upon a scaffold.

Workers should never exceed the maximum load subsequent to on the go on scaffolds. Never leave tools, equipment, or materials upon the scaffold at the end of a shift. Workers should not climb scaffolding anywhere except for the access points designed for reaching the full of life platform. Tools and materials should be hoisted to the full of zip platform considering the worker has climbed the scaffold.

If personal fall arrest systems are required for the scaffold you will be full of zip on, thoroughly inspect the equipment for broken and wear. Workers should telecaster the system to a secure point that wont allow them to free drop more than six feet past stopping.

Employers: all scaffolding should be designed, erected, and disassembled by a gifted person. A intelligent person should moreover inspect scaffolding back the start of play-act each daylight to ensure that it is secure for use.

Scaffolding should be erected upon unquestionable footing, abundantly planked and at least 10 feet away from aptitude lines. Scaffolding should be erected once guardrails, midrails, and toeboards to guard employees working on, under, and more or less scaffolding.3. Subpart X Stairways and Ladders 1926.1053 Ladders.

Number of Citations Issued in FY2019: 2,851

Improper ladder use is one of the leading causes of falls for constructions workers resulting in upset or death. Reasons for ladder falls tote up incorrect ladder choice, failure to properly secure the ladder and attempting to carry tools and materials by hand though climbing.

Workers: Always maintain three points of read though ascending and descending a ladder, thats both feet and at least one hand. Portable ladders should be long plenty to be placed at a stable angle extend three feet above the proceed surface. Workers should tie ladders to a secure point at the summit and bottom to avoid sliding or falling. Tools and materials should be carried occurring using a tool abettor or a rope to tug things up past youve stopped climbing. Never load ladders higher than their rated capacity, including the weight of the worker, materials and tools.

Employers: A competent person should examine all ladders before use each day. Defective ladders should be marked or tagged out and taken out of facilitate until they can be properly repaired. Workers should be trained upon ladder safety and know how to select the proper ladder for the job. every ladders upon the construction site should conform to OSHA standards. This includes job-made ladders, unadulterated ladders and portable ladders, both self-supporting and those that arent. If workers are using energized electrical equipment, ladders should have nonconductive side railings.Construction Safety Training4. Subpart M fall tutelage 1926.503 Training Requirements.

Number of Citations Issued in FY2019: 2,118

Its not a incredulity that the summit four most frequently cited OSHA standards in construction have to realize gone protecting workers from falls. Falls are the leading cause of fatalities in construction, accounting for approximately 40% of every worker deaths. Providing proper and ongoing training to workers can go a long abortive work in construction pretentiousness in reducing the number of falls suffered at the construction site.

Workers: Workers should be dexterous to recognize the safety hazards of falling and know the events to follow to minimize hazards and prevent falls.

Employers: A gifted person is required to have enough money training to every employees that might be exposed to drop hazards. Again, this should lid all employees because at some reduction nearly everyone on the construction site is exposed to a fall hazard of some type. Topics of the training program should add up the nature of drop hazards gift on the construction site, proper erection, inspection and child support of drop sponsorship systems, use of fall guidance systems and personal drop arrest systems and the role of the employee in safety monitoring and the drop tutelage plan.

Employers are next required to maintain official recognition history of fall protection planning for all employees. Retraining is required for changes that render prior training antiquated and instances where it is apparent that a worker has not retained passable knowledge from the training program to ensure their safety.Eye and point of view Protection5. Subpart E Personal Protective and sparkle Saving Equipment 1926.102 Eye and perspective Protection.

Number of Citations Issued in FY2019: 1,670

OSHA requires that workers be provided later and wear tilt and eye support afterward there are eye or face hazards present from on high particles, molten metal, liquid chemicals, acids or biting liquids, chemical gasses or vapors, or potentially injurious open radiation. These safety hazards are present later than fake a variety of task on the job site such as welding, chipping, grinding, masonry work, sanding, woodworking and drilling. gone on high endeavor hazards are present, eye protection must be equipped gone side auspices or be fitted as soon as detachable side protectors.

Workers: taking into account wearing eye and perspective protection, workers should make certain that they dont interfere in the same way as their movements and fit snugly upon their faces. Eye and slant support should be kept tidy and in fine repair. Workers should examine approach and eye auspices before use to ensure it is release of cracks, chips and extra damage. Eye and face guidance that becomes damaged should be replaced immediately. 

Ways to Build Quality Backlinks on a Business Website

Update 2022, ways to build backlinks in this article are still in accordance with the current algorithm conditions. Read it to the end, hopefully useful.

What does it mean to build quality backlinks (link building)?

Link building is a way to get recommendations or backlinks from other websites to  your website.

What is the relationship and influence of a backlink on our website's ranking in search engines.

The more quality backlinks to our website, then the position of the website rank will rise, and visitor traffic will increase as your website's ranking position increases in search engines.

... But, this link building is just one of many major factors in SEO. So you don't just learn this.

Now google is very strict related to backlinks, meaning not all backlinks will have a good effect on websites, there are some that are the opposite.

Worsening the website. Deindex due to backlinks

Now you know, not all backlinks have a positive effect, if wrong, a backlink alone can have a negative effect and destroy the reputation of your website.

Remember! Backlinks "should be" natural and quality.

To get quality backlinks, there is a special way. This technique that I will share is free for you and you can learn. Major changes in the concept of link building

I started studying link building to develop websites since 2013. At that time, link building techniques were still very easy.

I finally got to know the term black hat,

With black hat techniques, people search for as many backlinks as possible in a prohibited way. Before 2012, this method can still be used, even today there are ways that are still used by black hat SEO practitioners.

But I believe that soon Google will know.

Now google is getting smarter, it is not impossible if you still use the black hat way, just get ready your site is penalized by google.

... Do not do this link building technique if you want to build a website for the long term:

• Private blog network (PBN)
• Perform a 301 redirect that doesn't comply with the rules
• Guest blogs en masse on low-quality websites
• Submit articles to directory & Press Release
• Web 2.0 contains only 1-2 posts
• Buy backlinks (using backlink services)
• Linkwheel, pyramid, and tiered links
• Spam in forums
• Spam comments on many blogs
• Submit to social bookmarking blindly

I don't believe that the above way is the black hat way

Here's a quote from Matt Cutts:

If the main strategy of your link building is to write comments on many websites to the extent that most of the links you have are just comments, and no one else really provides links for you, then one day this can be categorized as a sneaky strategy.

At a high level we reserve the right to take action against manipulation actions or devious link strategies that we feel are messing up rankings.

The most correct thing is to have a natural and quality point.

A link should be provided voluntarily by the website owner, this is called natural.

Quality means, websites that provide backlinks have a good reputation and active.

Every quality website, will definitely have quality backlinks gradually. Why, yes because your website is quality, has quality content that is recommended by many people.

The world's great websites do these things.

You have a website and quality content, you tell this content to others, They recommend your content through its website

Because the content is worthy of recommendation, many other websites will recommend the content on your website because they think your content is worth recommending.

If you get natural and quality backlinks, you only need one backlink to drastically increase your position in google search engine.

There's a way, are you ready?

This article may drain your time to read, please bookmark it first in your browser, if it turns out that you have not finished reading, you can read it next time.

On this occasion I want to share an article about 10 quality backlinks that you can get easily. Take advantage of audio sharing authority sites, then put your links

Make sure that the audio you upload is original, or you will be considered spam.  An audio sharing authority site will greatly help your site's SEO.

How, I will write it in: backlinks from audio authority sites, but later, because the article is not yet finished. SEO Enterprises

The original category does not mean quality, but unique and new. Simply record your voice, such as singing, playing music, making a speech, or other sound, and then upload it.

Note: if you do not want to be considered spam on the audio authority site, make your profile real, look legal, do not create an unqualified account, or you will be removed from the account. Get possible Links from Blog posts ("best of")

Now is the era of modern SEO, if we could have spammed by commenting here and there, but now it is no longer relevant, and little influence.

To get a link from the best of blog posts, very simply, create a post with the "best of" list method.

To get quality links, create "best of the best" quality articles, including external backlinks from those quality articles.

Create a blog post with a list of specific themes that fit your niche, "3 Favorite Blogs of Success", "Learn from 10 Indonesian Successful Bloggers", include blog links that you are candidates for.

It is called the "best of" method of posting.

What's the effect? Your site will get the possibility of quality backlinks. #3. Blogger Review

This is the way many bloggers do,

If you have a product, whether it's software, consulting services or anything else of quality. Usually you sell, this time you share for free, you can easily get high-quality backlinks.

Find bloggers in your niche, and find those who may be interested in your offerings. If you sell product/content information such as "how to create a blog",

You will definitely Be Googling things like "how to create a blog", "how to create a blog" etc. Then ask the blog to review your product on their blog, include backlinks in the review.

Lobby the blog owner via contact, email, mobile phone, or phone no.

Let me give you an example, if you are lobbying by email;

Greetings, admin blah-blah,com Here,

When I was googling, I came across your blog with the keyword "how to create a blog" by chance, my efforts in the field of hosting.

I see the blog is amazing and still has a blogger platform, I want to offer free hosting to you according to your blog needs.

if interested, we only require making a review article of my site on your blog to create backlinks to our site on your blog. We will maximally support hosting your blog.

Thank you

#4. Give testimonials

Okay, have you ever been to a large online store, and it turns out not a product that headlines their site, but a testimonial statement from its customers along with active backlinks to testimonials.

First to build the trust of newcomers,

Second, by including active backlinks, more and more bloggers are competing to make testimonials for their online stores, and the more trust is built.

For testimonial makers, will get backlinks from stores / sites that are given testimonials.

Make testimonials as good and real as possible for the site.

If you use a product or service that you like and you actually use that product, consider sending them a testimonial.

When you do so, be sure to let them know that they can place it on their site or testimonial page. To show that you are a real person like and use their products, going forward of course they will often place a link to your site without you having to ask.

Make no mistake, even you can get some of the best backlinks from testimonials.

To get backlinks from authority sites on testimonials, by buying products they only aim to provide testimonials and get backlinks.

Here's What to Consider Before Renting a Tour Bus During a Pandemic

Before deciding on a charter bus during the Covid-19 pandemic for a family vacation, you should pay attention to some of the important things below!

Bus rental friend of bus becomes the transportation option of choice for groups in this pandemic period. In addition to being flexible, bus rental also makes the holiday feel safe because it can limit yourself to meeting crowds outside your neighborhood.

But, keep in mind do not just choose a bus to be used as a vacation transportation with your family.

You should pay attention to some of these things before deciding on a charter bus for a vacation with family.

The facilities provided when renting a tour bus are certainly a major concern. The quality of the facilities provided will be important to how comfortable and safe during the trip.

The bus you want to rent should have air conditioner (AC), bathroom, electric slot, spacious luggage, internet network aka WiFi, as well as entertainment devices such as LCD TV and DVD Player.

Read Also: King's Oath: The Beginning of the Myth cepu-bojonegoro citizens are forbidden to ride lawu2. Capacity

Do not let you rent a tour bus that has a minimum capacity. Passengers may not be able to explain everything.

Especially during the Covid-19 pandemic, buses are limited to carrying only 50% of passengers from their maximum capacity. Therefore, you need to think about the size and cottonistas of the tour bus before renting.

The most important thing before you do a charter bus is the reputation of the provider. The rental bus provider company must be professional, trustworthy, experienced, and have a positive track record. In the time of the Covid-19 pandemic, parisiwisata bus rental companies must also be able to implement health protocols for the comfort of all passengers.

Consideration in choosing a charter bus definitely makes you confused. In fact, there is already a tourism bus rental company that has guaranteed its reputation. The company is friendofbus.

friendofbus has experience in serving the transportation needs of groups for inner-city and out-of-town travel. Not only for the group, friendofbus is also experienced in providing services in personal travel. The company is also full of experience in serving travel for corporations.

friendofbus also already has a very large fleet of buses. Units owned by friendofbus are also mostly new units that meet safety, comfort, and safety standards.

Travel, school trips, corporate trips, to personal travel are ready to be served by friendofbus wherever they are.

In addition to large buses, friendofbus also provides shuttle rental services. Shuttle service is ready to be provided by friendofbus for corporate needs such as employee shuttle, shuttle residence, school shuttle, MICE transportation, and others.

In addition to the new unit and already meets safety and comfort standards, friendofbus buses and shuttles are always well maintained. The interior of the friendofbus fleet is also made as comfortable as possible for passengers. Each seat is equipped with a seat belt for the safety of passengers.

WiFi facilities, LCD TV, toilet, karaoke device and pantry are also available on friendofbus tour buses. The complete facility is very supportive of the comfort of passengers during the trip so there is no tired word.

There are a number of bus variants offered by friendofbus, ranging from small bus, medium, big, to luxury. Seat configurations are also available across a wide range of options, ranging from 11 seats to 59 seats.

friendofbus also provides super luxury buses with complete facilities. This luxury bus from friendofbus provides a place for you to meet with business partners and chat along the way with air conditioning facilities, TV, DVD player, karaoke, reclining seats, hand rest, electricity, meeting room, and others.