Having a car certainly makes your trip with your family more exciting and comfortable. The car is also a vehicle that is very safe to use for long trips, because it will protect passengers and drivers from the heat and cold of rain.
If you have plans to buy a car that is suitable for use with your family, then you should not rush into buying it. At least there are some important tips that you need to pay close attention to.
1. Pay Attention to Car Needs
The first car buying tip is to consider the number of people who will be driving, the type of road that will be passed, the distance traveled and the size of the garage. Some of these factors will be able to help you in choosing the best type of car.
2. Monthly Budget Calculation
By making a budget for various financial needs will keep your economic condition stable. But when you plan to buy a car in cash, then you don't have to bother thinking about this monthly budget.
Preparing a monthly budget is very important when you are going to buy a car on credit. Although it looks lighter, buying credit will usually make the price of the car interest.
In general, the most ideal amount of car installments is no more than 15% of the total income earned each month. You have to pay attention to this if you want to have a car on credit, because there will be many unexpected needs later.
3. Prepare Down Payment
When you decide to get a new car loan, then you need to prepare a down payment or down payment and you must be ready to pay regular monthly installments. Don't let the down payment be taken from your monthly money because it will make your economic condition worse.
By buying on credit, you can pay in installments for the car at a cost that is not too big every month. However, the amount of monthly payments really depends on the applicable interest and the length of the credit tenor. The longer the tenor, the cheaper it will usually be.
4. Consider the Costs Required
By owning a car, then you have to pay maintenance costs every month and you can also incur other costs with a fairly large amount. Make sure you consider this very carefully. sg motorist
The costs that are very important for you to pay attention to are vehicle insurance costs, costs for fuel and regular maintenance costs. If the car is not maintained properly, then your new car will quickly break down.
5. Do a Test Drive
If you want to know the performance of a car to be purchased, then you need to try it firsthand. You need to prove the specifications listed in the advertisement or explanation from the sales side directly.
You can test the vehicle on congested roads, so you can feel the real feel while driving. Try the car to go through uphill or downhill roads and make sure you pay close attention to how it performs when passing through sharp turns.
The most important thing to consider during the test drive process is related to performance, speed and brakes. When these 3 things are owned by the car in use, then your dream car is suitable for you to buy and take home.
6. Choose the Car You Want
If you've done a test drive and tried several vehicles, then you can feel a car that performs as you wish. Make sure you choose a car that suits your needs,
7. Set aside a budget to buy a car
A car is a type of vehicle that has a fairly high price, so it is very rare for Indonesians to be able to buy a new car in cash. The best alternative is to pay a down payment and pay installments every month, so that buying a car will be lighter.
To set aside money, there are several ways you can do such as saving in the bank, investing and many others. Make sure you set aside money in a safe place, so that the money for the down payment on the car collects faster.
8. Do a Price Comparison
The last tip to buy a new car is to do a car price comparison. Make sure you get a trusted dealer. You can also pay attention to various attractive promos, so you can buy a car with lighter installments or profitable promos such as discount promos, cashback, bonuses and various other promos.
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